Protect Yourself, Your Family, and Your Home


             When your planning a wedding you get caught up in all the wedding details so it’s easy to forget about insurance. When your joining your lives you need to consider a way to protect your new husband and your home. Obtaining a life insurance and heath coverage are also key. 

            A lot of
things make you happy. But what makes you content? The things that may come to
mind – success in your career, or your happy marriage – are likely on your list
because they create a few key feelings: a sense of belonging. A sense of love.
A sense of security.
            In other
words, contentment comes with peace of mind. Contentment doesn’t mean that you
believe nothing can go wrong – it just means that you’re sure that you’re as
prepared as you can be for things to go wrong. You’re not sure that you won’t have
a reason to get stressed and fight with your husband or wife, but you are sure
you’ve picked the best person possible and that the situation will be handled
as well as it can be. You aren’t sure that everything will go smoothly at work
tomorrow, but you are sure that you are a good fit for your job and that, no
matter what, you’ve chosen a career that has value to you and have done work
you’re proud of. Contentment means you’re secure in yourself, and don’t need
any assurances from the outside world.
            That kind
of peace of mind doesn’t come from any one thing. You haven’t earned
contentment in your marriage because you remember your anniversary or happened
to buy flowers last week: you’ve earned it through the sum of all those things.
You achieve peace of mind by degrees, through actions and through decisions.
You achieve it through your expertise and your experience at work, and through
your years together and your words and actions in marriage. And you achieve it
because you prepare for life’s difficulties, not just in the form of your
experience and connections, but in concrete ways as well: from things as small
as keeping a spare tire in your car to things as important as protecting your
health, your home, and your family.
Protect yourself, your family, and your home with insurance
            There’s a
reason insurance advertisements always mention “peace of mind.” They want you
to buy, of course, but they’re right: insurance protections mean less worrying,
and that can have a huge affect on your overall happiness and contentment.
everything in your life needs insurance – contentment also means that losing
small things won’t bother you. But there are some losses that no normal person
can shrug off, and above all others is the wellbeing of your family. You don’t
need to be rich to be happy, but you do need to have enough to get by, and that
means that financial catastrophes can (and should!) worry normal people.
insurance offers is the ability to stop catastrophes in other areas of your
life – from house fires to health emergencies – from becoming financial
catastrophes as well. Nobody wants to lose a home, but as long as loved ones
are safe, it’s a loss that most people can handle. But if you’re not insured,
losing a home to fire means a massive financial loss that could prevent your
family from being comfortable again anytime soon – and that’s a risk that will
drain your sense of security and disrupt your peace of mind.
            Homeowner’s insurance is the answer, of
course. Depending on your policy and any riders, homeowner’s insurance will pay
for water
damage repair
after a flood or burst pipe, cover fire damage repair
after a fire, or even help you replace your home entirely.
            That’s not
the only type of insurance you’ll want, of course. Health insurance is absolutely vital (and the law currently
mandates that you have it). Becoming seriously ill is a blow that even the most
content among us would have trouble handling, but absorbing that blow is a lot
easier when you can count on your insurance to cover the high costs of care –
and in your (hopefully very many) healthy years, health insurance will give you
the peace of mind that comes with knowing you’re as prepared as possible for
any medical emergency.
            No matter
how content you are, you probably aren’t thrilled by the idea of dying. But
even this ultimate disaster can be made a little less awful by some of the
small actions that help us build peace of mind. While you can’t wave a magic
wand and guarantee that you’ll never suffer an untimely death, you can at least
gain the massive sense of security that comes with knowing your family will be
cared for no matter what. Life insurance
like that offered by Our Life Covered can help make sure your
husband, wife, kids, and/or other loved ones will have enough money to cover
funeral costs, the loss of your income, and other potential expenses. Like
other forms of insurance, life insurance is one small thing that helps build an
overall sense of security and preparedness – and can make you feel more
comfortable and content in your life.

like life, is more journey than destination. Our love for our families, our
sense of belonging in our homes and careers, and our security in our lot in
life are ever-changing and depend on the decisions we make. Just as with love
and belonging, our sense of security comes from the sum of our actions. The
actions we take to protect ourselves, our families, and our homes are our path
to increased peace of mind and contentment. Buying good insurance is just one
of those actions, but it’s an incredibly important one. Consider it an
investment in your peace of mind, and one more step towards contentment.

Photo Credit: Amanda Mae Photography
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